Terms of Service

Effective date: October 29, 2026

These terms apply to your use of helpthefuturenow.com and to text messages from Help The Future Now LLC. By using this website or opting in to texts, you agree to these terms.

1. Text message (SMS) program

Program name: Help The Future Now.

Message types: replies to your request, appointment reminders, follow-ups, and Medicare and related coverage information.

Opt-in: Texting consent is optional and is given by checking an unchecked box on our website forms. Consent is not a condition of purchase.

Frequency and cost: Message frequency varies. Message and data rates may apply.

Opt-out and help: Reply STOP to any message to opt out; you will receive one confirmation and no further messages. Reply HELP for help. Support: (805) 702-7058 or info@helpthefuturenow.com.

Age: You must be 18 or older to use this website and to sign up for our text messages.

Carriers: Wireless carriers are not liable for delayed or undelivered messages.

Privacy: We do not sell or share your mobile number or text-message opt-in with third parties for their marketing. See our Privacy Policy and SMS Terms.

2. About us

Help The Future Now LLC is an independent insurance agency. Chrystione Warren is a licensed independent insurance agent (NPN 18045601, CA Lic. #1853906).

We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

3. Information only; no guarantee

Content on this website is general information, not legal, tax, or medical advice, and is not a guarantee of coverage, eligibility, benefits, or price. Plan details are set by the insurance carriers and can change. Coverage starts only when a carrier approves an application.

4. Using this website

Please give accurate information on our forms and do not misuse the site (for example, by submitting someone else's information without permission or trying to disrupt the site). Links to other websites are for convenience; we are not responsible for their content.

5. Limitation of liability

This website is provided "as is." To the extent allowed by law, Help The Future Now LLC is not liable for indirect or consequential damages arising from use of the website or text program.

6. Changes

We may update these terms. The effective date above shows the latest version.

7. Contact

Help The Future Now LLC · (805) 702-7058 · info@helpthefuturenow.com

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